I cannot emphasize the importance of monitoring and maintaining your health. Adopting healthy habits, not only can provide a quality of life, it can also save you money. Think about the recurring costs that you may be paying for doctor visits and prescriptions. Yes, I do realize that getting sick is not avoidable but if you try to adopt a healthy lifestyle, it could help reduce the amount of prescriptions you’re taking, the number of trips to the doctor’s office, and the amount of time you’re spending in the waiting room. Staying healthy saves money.

Now that I am more conscious about my health, there are a few things I’ve adopted that is helping me maintain my health and actually saving me money.

• I’m exercising more with the help of YouTube videos (No Cost). There are a number of channels dedicated to workouts. If you belong to a gym, that’s great. So do I and I use YouTube to supplement my exercises. It’s great to have a backup if you can’t get to your gym.

• I’m using an app called Achievement (referral link) that gives you points for exercising. Once you reach a certain point, you can cash it out. The only requirement is you need a fitness tracker like an iWatch or Fitbit.

• Your insurance may provide incentives for healthy habits. Mine provides up to $170 towards health costs if I meet certain goals. Just keep track of your goals and get rewarded. This incentive is available each year. Check your health insurance carrier if they have something similar or other benefits.

• Eating healthier foods may be more costly, however, eating healthier foods shouldn’t be the only thing you should be doing. Try cutting back on the amount of food consumed. During this COVID-19 period I was home and I decided to start eating healthier and eating less. So the combination of buying healthier foods plus eating less didn’t hurt my budget as much as I thought it would. On top of that I was able to lose 10 pounds.

When you talk about health, you don’t normally think about saving money, just the opposite. Adopting a healthy lifestyle doesn’t have to be costly; it can actually be financially beneficial. In the long run, living a healthy lifestyle will pay off and will contribute towards financial independence. If not that, just think what’s the point of financial independence if you’re not around or able to enjoy it. If you are interested in following my journey, email subscribe to get alerts of latest posts or follow me on Facebook, Instagram, and Pinterest.

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