Disclaimer/Privacy Policy/Terms

Disclaimer/Privacy Policy/Terms

This site is a personal blog. Content created by the blog owner reflects the personal experiences, views, and opinions of the blog owner and does not reflect the views of any person, company, or organization unless explicitly stated. The content on this site is for informational purposes. The accuracy, completeness, and reliability is not guaranteed on this site or hyperlinks referenced. Content on this site is not a substitute for any professional or official advice.

The blog owner will share personal experiences, views, and opinions. The blog owner is not a professional or expert in the areas of finance, accounting, taxes, travel, health, real estate, or other topics that is written by the blog owner. The blog owner will not be liable for mistakes, errors, or omissions. The blog owner will not be liable for any losses, injuries, or damages from the display or use of the information found on this site.

This website will contain links to other websites, referral links, and affiliated links. It is the user’s voluntary discretion to click on those links and the owner will be not be liable for any problematic matters.

The blog owner reserves the right to change how this site is maintained, the content, and focus.  The blog owner welcomes comments. The blog owner is not responsible for the content in comments, however the blog owner reserves the right to delete comments without notice.

Privacy Policy

Information you submit on this website is voluntary. This site may collect personal information you voluntarily provide within comments and through email subscription.

This website uses cookies which is a small piece of data sent from a website and stored on the user’s computer by the user’s web browser while the user is browsing.

This website utilizes Google Analytics which provides insight of your browsing activities while on this website. Google Analytics may capture you IP address, browser, referred site, session length, device type, and specific sites visited.


Your access to this website constitutes your acceptance and agreement to the terms as stated.

The information and data on this website are the sole ownership of the website owner and the website owner has full rights. If you wish to reproduce or distribute the content, you must first receive written permission from the website owner.

This is subject to change at anytime.