Be With Financially Healthy Habits

Be With Financially Healthy Habits

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Who you surround yourself with has so much impact and influence on you. This doesn’t just pertain to finances but it applies to just about everything you do in your life such as your eating habits, travel habits, spending habits, and other lifestyle habits. When it comes to finances, who you surround yourself with can influence how you spend, save, and invest your money. Surround yourself with others who have financially healthy habits. This post isn’t meant for you to…

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You Check Your Financials Often

You Check Your Financials Often

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Do you check your financials often? Do you keep track of your spending? Do you check your bank account everyday and balance your checkbook? Wait…how many people still use checkbooks? However you balance your financials, the important part is that you do and that you do it often. Checking up on your financials doesn’t make you a person who focuses on money or makes you look like a person centered around money. There are very important reasons for checking on…

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What To Do With Your Extra Money

What To Do With Your Extra Money

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Do you have money leftover at the end of the month? What do you do with the money you have left in your bank account? There are only a few things you can do with your extra money: Spend it, Save it, or Invest it. Spend It Not my first choice but unless you have something pressing you need to buy for you or for someone else, there are better ways to use your money. You might say I am…

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4 Things My Accountant Told Me To Do

4 Things My Accountant Told Me To Do

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Early in my career, I used to go to an accountant when it came to filing taxes. Not knowing exactly what everything meant that was being filed, I was pretty naïve when it came to this. I was only concerned whether or not I was getting a refund or not. One year, I remember my accountant giving me advice that I couldn’t relate to because I was financially illiterate. She told me to do 4 things to help me financially…

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Moving Back Home – Best Move

Moving Back Home – Best Move

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If you look at your monthly expenses, you probably will see that housing is one of your highest expense. Imagine living rent free, mortgage free, or pay a very minimal amount. You could have so much in your pocket! Moving back home was the best move I made financially. After renting and living with roommates, I decided to move back into my parents who were graciously welcoming me back. Thank You Mom and Dad! With welcoming arms, little did I…

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Looking For A Budget Friendly Laptop

Looking For A Budget Friendly Laptop

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If you’ve been shopping for a computer or laptop for your child, you probably noticed that many of them are Out of Stock especially the lower priced ones. Now that my children and possibly yours are going to start school virtually, I want to get them a laptop that is least expensive but gets the job done. There are many options to choose from: Windows, Mac, Chromebook to Dell, HP, ASUS, Acer, Apple, and more. I spent 3 days researching,…

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Receipts Are As Good As Money

Receipts Are As Good As Money

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Did you know you can take pictures of your receipts and earn money? There are a number of apps that will give you points for scanning in your receipts and when you get enough points, you can redeem them for cash or gift cards. Skeptical I was and started using one app. Then another app and another. Scanning receipts have paid off for me! Here are programs that I enrolled in and received rewards from them. This site may contain…

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What’s In Your Credit Score?

What’s In Your Credit Score?

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Your credit score is an indicator of your financial power. When you first start having any financial activity such as opening a bank account, applying for a credit card, a loan, and so on, that is when you start to build your credit score. What does it represent? It represents your credit worth and an indicator of how responsible you are financially. According to Experian, credit score ranges are as follows: Excellent: 781 to 850 Good: 661 to 780 Fair:…

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Good and Bad Investments

Good and Bad Investments

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I’ve had my share of good investments and bad investments. Some investments really did work out for me and some did not but I call that learning experience. The reason I’m writing this post is because Apple recently announced a 4-to-1 stock split to take effect in August. I wrote in an earlier post that I started investing in more tech stocks because of the way the Covid-19 pandemic impacted us and how I saw that technology was being relied…

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College Costs Got You Worried?

College Costs Got You Worried?

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Having a family is great! Trying to retire early with a family is difficult. The needs of my family changes every day every year. One of the needs that I keep in the back of my mind is how do I afford college for the children while trying to retire early? I have 7 years to figure it out and it’s one of the biggest expenses along with my mortgage. I’ve done some research on 529 plans and I know…

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