Gambling, Just Have Fun

Gambling, Just Have Fun

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Gambling is definitely fun and entertaining. It’s also very stressful especially when you lose money. The gambling I’m referring to are the casino games and betting events, slot machines, Keno, and lottery. How about investments, like putting money into the stock market? Some might consider that as gambling as well. I would agree that it is a gamble to put money in the stock market or invest into a particular company. The biggest difference between the two, that I believe,…

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Coupons, Worth The Hassle?

Coupons, Worth The Hassle?

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What do you think when you hear the word coupon? I think of a piece of paper cut out from the newspaper coupon section, giving it to the cashier when you shop, and have your subtotal price go down. Coupons are still around, clipping, organizing, sorting by expiration date or category. Have you ever saw the show Extreme Couponing? I admit…I watched my share of episodes and I actually tried  couponing. I subscribed to the Sunday paper; didn’t even read…

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Never Hurts To Ask

Never Hurts To Ask

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Money…a major need for early retirement, whether you have money or a plan to earn money. It’s the most important factor for early retirement. My father taught me that “a penny saved is a penny earned.” These days a penny can’t buy much, but if you have a lot of pennies it adds up. So how do you save all these pennies? In modern day terms, we’re not saving physical pennies but it’s the idea of finding ways to save…

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Maximize 401K

Maximize 401K

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My first major financial decision…I maximized my 401K contributions from the beginning. 25 years ago I first started working full-time after college and it was an exciting time joining the workforce. On my first day on the job I was handed a bunch of paperwork to fill out. One of the pieces of paper I had to fill out was 401K contribution. What did I know about 401K? Nothing! Fortunately, I knew someone who did and he gave some advice….

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You Might Be Wondering…

You Might Be Wondering…

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You might be wondering…why on earth would I create a blog about early retirement during the COVID-19 pandemic, during a time of financial distress and economic unknown? I asked myself the same question. Would anyone take me seriously? How could I blog about early retirement when people are financially struggling and the real unemployment rate pasts 20%? Here’s what happened. I’ve been fortunate to stay employed and work from home. My daily commute went from 3 hours to 15 seconds….

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My First Blog! Welcome!

My First Blog! Welcome!

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Welcome to my blog! Lately, I’ve been thinking about early retirement a lot. I don’t know why. Maybe I’ve been watching too many YouTube videos and stories about how folks became financially independent and retired early meaning quitting their 9-5 job. Maybe it’s my desire not to work a 9-5 job anymore. Maybe it’s the 3 hour daily commute. Maybe it’s my desire to spend more time with my family. Maybe it’s all the above. When I hear early retirement,…

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