Emergency fund is a necessity
An emergency fund is just what it says…funds used for emergencies. How well prepared will you be when life throws curveballs at you and you need additional money right away? I’m sure everyone will experience a curveball emergency at least once in their life and it will require money to get through it. Typically, these are unexpected which makes them an emergency. What kind of curveballs are emergencies? Death in the family, being laid off, medical procedure that keeps you…