I was taking my daughter to soccer practice and she pops a question to me. How come we don’t do UberEats or DoorDash? Another opportunity for me to give her another financial lesson. I love these small talks.

I repeated to her that nothing in life is really free and every penny counts. And that goes for UberEats or DoorDash. If you want someone to deliver you food, it will cost you. I told her I’m your personal UberEats.

Why don’t I use these delivery services? I tell her I rather go pick up the food and not spend on the fees. I tell her that every financial decision you make today will affect your future. Is it bad to use them? No! I choose not to. If I’m paying extra money to get my food delivered and I continue to use it, I just added a recurring expense I need to keep track of. My goal is to limit my expenses and reduce my spending on things that are not necessary.

For others, this might be a necessary expense. And there might be situations where you will have to use them. Right now, we are living through COVID-19 so definitely situations will occur where this is a necessity and trying to limit human interaction. I’m sure I will use these services in the future when I necessarily need to.

In normal circumstances, I see this service as a want versus a need, a convenience factor. Once something becomes a habit, it starts to become the norm. Personally, I rather not start making this into a habit and adding an additional expense unless I have to. My daughter is starting to learn that many of the conveniences that we are exposed to come at a price. Reducing your expenses will help keep your money in your pocket and support your goal for financial independence. If you are interested in following my journey, email subscribe to get alerts of latest posts or follow me on Facebook.