If you think early retirement is out of reach, think again. I thought that early retirement was out of reach but it’s only out of reach if you think it. Once my other half reached early retirement, I knew that we were headed in the right direction and that early retirement was actually feasible. In my site, I wrote about many topics that have helped us reach this milestone. I’m still on my journey but when I look back, these are the top ones that have helped.

Have The Right Mindset

It takes time to achieve early retirement. Have the right mindset that it isn’t an overnight thing. It takes time and work. Know that money doesn’t come quick. It takes time and effort. Also, life isn’t going to be easy. So don’t think that you’ll make money quick and easy. Sometimes you’ll have to sacrifice. Actually, you might have to sacrifice a lot. Having the right mindset will help you focus.

Start Early

I can’t express enough about this. If you want to reach financial independence, you have to start early. Educate yourself about financials, how to handle money, how to invest, and the value of money. When is early? As early as possible. I started in my 20’s learning about it but not so serious until I was in my 30’s. I wish I learned about financials back in middle or high school. I started my 401K since my first full-time job which I’ve been able to put into retirement a good amount. Now I have a diverse portfolio.

Learn Good Habits

Learn from those who have similar goals as you. You can learn from each other, support each other, and see each other grow. The habits you learn will affect you and your future. Take a read of these millionaire habits. Here’s a list from the article and I think all of these are powerful.

• They read consistently
• They exercise
• They hang out with other successful people
• They volunteer
• They practice “dream-setting”
• They pursue their own goals
• They sleep at least 7 hours a night
• They get up early
• They have multiple sources of income
• They find and check in with mentors
• They help others succeed
• They’re positive
• They don’t follow the herd
• They practice good etiquette
• They dedicate 15-30 minutes a day to just thinking
• They seek feedback
• They never give up

Be Creative

I get attracted to people who are creative and I think that your creativity can attract others. If you have a hobby or have something you love to do, share it with others. Build an online community. I was listening to a podcast where someone created a website 20 years ago about crocheting. In those 20 years, she was able to earn $10K-$20K a year. She finally sold her website because she was retiring and was able to sell her website for over $20K. The point is that she took something she loved to do and shared it with everyone and along the way was able to make some money. If you love what you’re doing, it doesn’t feel like work.

Maintain Discipline

The journey will be difficult, no doubt. You will get knocked down but get back up. You will feel like quitting but don’t. Maintain discipline throughout everything. Life can throw curveballs but you can still hit a grand slam.

Be Consistent

One of my 2021 goals is to be consistent. Whether it’s exercising, eating healthy, saving, spending less, learning a new hobby, anything you do consistently will eventually reap benefits. Consistently exercising will benefit your health. Consistently eating healthy will benefit your health. Consistently saving will benefit your financials. Consistently spending less will benefit you financially. Consistently learning that new hobby will make you an expert.

First, define what your early retirement looks like and have the right mindset from the beginning. As I wrote in my About page, my vision of early retirement isn’t to stop working, rather be able to explore other opportunities without a financial burden. My other half reached it. She didn’t stop working. She’s an influencer now and she loves what she does. Reaching early retirement is possible, not impossible. If you are interested in following my journey, email subscribe to get alerts of latest posts or follow me on Facebook.