Browsed by
Tag: financial independence

Loyalty Rewards Programs – A Must Do

Loyalty Rewards Programs – A Must Do

Comments 18 comments

Rewards programs are great and essential to saving you money! I leverage a number of rewards programs whether for travel, cash back, store credit, or other points. Businesses are competing for your business and will want to keep you shopping with them. Before you commit to a rewards program, keep these in mind before signing up. Will The Business Be Around? A number of businesses are closing during this pandemic because of the economic impacts. If a business files for…

Read More Read More

Your Health Is Your Best Investment

Your Health Is Your Best Investment

Comments 31 comments

Being diagnosed and living with chronic disease and pain for many years, I realized there’s no better investment than investing in your health. I wrote previously about how to save money by being healthy but it’s not just for money reasons. Living with heath conditions such as chronic disease is miserable. When I was young I thought I was invincible, not going to the doctors regularly, eating whatever I wanted, not taking time to understand nutrition, and not consistently exercising….

Read More Read More

Alternative Entertaining Ideas During Pandemic

Alternative Entertaining Ideas During Pandemic

Comments 16 comments

The pandemic forced us to change the way we live in so many ways. It’s been a difficult time of change but we have to live with this new normal. From social distancing and distant learning to cancelled trips and vacations, we all had to make changes. What are some of the changes you’ve made that are saving you money? Here are some inexpensive changes I’ve made to help entertain the family at a minimum cost. Play Board Games Pre-pandemic…

Read More Read More

Generic Brands Just As Good

Generic Brands Just As Good

Comments 14 comments

I consider myself to be a pretty savvy shopper and I try to find the best deals as much as possible even if it means going with a generic brand. Have you stared a products, a brand name and a store brand, and asked yourself should I go with the less expensive brand? I find myself doing this all the time and my answer to the question is, it depends. It depends on a number of factors and the worst…

Read More Read More

We’re In A Recession – What Now?

We’re In A Recession – What Now?

Comments 37 comments

The economy has been like a roller coaster, going up and down, up and down due to worries over the pandemic. We are now officially in a recession. The market had a huge loss on 6/11/2020. What has my roller coaster ride been like? As the economy was falling in March 2020, I had a loss of approximately 18% in my investments. That’s a huge hit! As I experienced from the last recession, my thoughts are that the economy will…

Read More Read More

DIY – Failed But Don’t Stop Trying

DIY – Failed But Don’t Stop Trying

Comments 17 comments

Do It Yourself (DIY) projects are a good way to learn some new handy techniques, do some needed fixings, upgrade the aesthetics, and best of all save money that you would have paid someone else to do it. I’ve had my share of DIY projects like house painting, backsplash, hardwood flooring, and plumbing. And there will be DIY tasks that you learn and do on a regular basis like car oil changes, changing filters, patching drywall, and anything else that…

Read More Read More

Worth Buying The Latest Release?

Worth Buying The Latest Release?

Comments 17 comments

Are you one who likes the latest gadgets or like upgrading to the latest model of anything? Like a car, phone, camera, or computer? An article about the iPhone 12 was posted and I’m sure many people who like iPhones will enjoy the new design and features. You’ve probably seen the images of consumers waiting in long lines. This got me thinking about how can we enjoy the latest models of a phone, car, camera, computer, or any other item…

Read More Read More

COVID-19: What Happened To My Investment?

COVID-19: What Happened To My Investment?

Comments 45 comments

In a previous post I wrote that I opened up 529 plans for my children during the COVID-19 pandemic when the economy was impacted. I made the decision to open up these accounts because I thought the economy was going to recover and it was a good time to invest. The reason I opened a 529 versus an individual account is because of the potential tax breaks and that the gains are not taxable if used towards education. I didn’t…

Read More Read More

Find The Best Deals

Find The Best Deals

Comments 1 comment

While you are shopping either in person or online, have you asked yourself, “Am I getting a good deal or am I getting the best deal?” Do you find yourself at the checkout line register or in your final checkout cart ready to make your purchase, asking yourself, “Is this a good buy?” Whether we’re buying groceries, filling up our gas tank, reserving a rental car, purchasing a vacation, or finding a repairman, you want to get the best deal….

Read More Read More