My First Roth Conversion
Historically I have been focused on pre-tax retirement accounts for the past 20+ years. I’m slowly leaning towards focusing on post-tax retirement accounts because of tax reasons. Most of all my retirement funds are in pre-tax accounts. I’m worried about the tax implications later on so I decided to explore Roth conversions and I just completed my first Roth conversion. When it comes to retirement accounts, there are two major ones: pre-tax and post-tax. Pre-tax accounts are those accounts like…