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Seriously considering Roth accounts

Seriously considering Roth accounts

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If you’ve read my past articles, you know that I’m a proponent of retirement investing early. Maximizing my 401K early in my career will put me in a good position when I retire. You also will know that I also have a Roth IRA account but I rarely invest any money into it. After meeting up with a friend who retired early, I found out that he only invested in post-tax Roth retirement accounts. He said that it was the…

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Be aware of over investing – Roth IRAs

Be aware of over investing – Roth IRAs

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I’m in my 40’s and I’m looking forward to retirement. With that said, I’m going to do everything I can to get there and be financially prepared for it like maximizing your 401K. Let’s say you’re already maximizing the allowed amount. You’re probably thinking about contributing to a Roth IRA because you hear about how the money that grows and that the money you withdraw is not taxable because you used after-tax money to contribute to it. Be aware of…

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