Thought about selling your home? You might be thinking if you could sell, you’ll make a good profit because the housing prices over the last 2 years shot up. You might have thought about relocating to a different city, state, or even country. If you’re planning to sell because you can make a good profit, you also have to think about where you plan to live after you sell your house. Housing prices are still above where they were 3…
Everyone wants to be healthy. Everyone wants to get healthy. It’s a never ending battle. More and more of us are getting major illnesses early in our lives. The medical industry is a huge industry and so much money gets poured into it. The more unhealthy you are the more likely you’re paying more on healthcare. Doctor visits, hospital visits, prescriptions, tests, therapy, and specialist visits add up and it’s coming out of your pocket. One way to avoid this…
Save your cash. That’s what the Feds want when they raised interest rates again. To combat inflation they raised rates another 3/4 of a point. That means is costs more to borrow money whether it’s a mortgage, auto loan, or credit cards. The higher the cost to borrow money, less likely a consumer will spend less. In other words, save your cash. If you were debating to renovate your home, you might be thinking twice. Borrowing money to do so…
Do you have side hustle or thinking about trying to start one? Well, I have 2 kids who started a side hustle and it has been a great experience for them. They are learning how to take their talents and make it into a side hustle. From the very first beginning steps to their first sale, they are learning and growing. Recently, they sold at a farmers market and it was like next level side hustle for them. My daughter…
Do you want to get rewarded with cash for your healthy actions? If you monitor your healthy actions like exercise, walking, and steps, how great would it be to get rewarded. I found an app that does just that. All you need is monitor your actions either by a supported smart device and/or app. The more you move the more points you receive. The faster you accrue points that faster you can redeem for cash. Get cash for your healthy…
Just when you thought you were getting some momentum with your finances, something happens in your life that slows you down. Some people call that life. You never know what will happen but as long as you are prepared, you can weather it through. It’s like taking two steps forward and one step back. As long as you’re able to progress forward, taking a step back is just a blip in your journey. One thing is for sure is that…
Electric vehicles (EV) have been around quite some time now but not everyone has adopted the concept of battery cars. EV cars come at a premium compared to non-EV cars. Some folks, including myself, didn’t think it was worth the investment. Everyone knows that gas prices are skyrocketing recently and the number of EV customers are increasing. I am one of them. Here’s why I bought a plug-in hybrid car. I waited for the right moment. I have two old…
Talk about perfect storms, a number of key events happening in the world are affecting our everyday lives. You probably have seen prices on pretty much everything is going up and up and up. Look at gas prices, groceries, commodities, services, and so on. Everything costs more but you’re not making more. That’s inflation. Your buying power isn’t going up, it’s going down. Do we just sit back and wait for inflation to come down? Is there anything you can…
With the economy going through some turbulence with high inflation, record number of people leaving their jobs, high gas prices, higher interest rates, and the risk of going into a recession, now is the time to make a change. What changes do you ask? Changes that will help your financial posture. One reason to change is when something in our life forces us to change. Let’s start with inflation. A simple way of explaining inflation is that it costs more…
When it comes to filing your taxes, a key point is to know your tax laws. Not just federal tax laws but also your state and local tax laws. Knowing your tax laws can help you save money such as being able to claim to the maximum amount on certain items for a tax deduction. If someone else is doing your taxes, like a CPA, make sure they know the latest tax laws. It changes all the time. If you’re…